Long Term Care
Long-term care insurance (LTC) helps provide for the medical expenses of extended home health care or nursing home costs beyond a specified period. In general, individuals who require long-term care are those who can no longer take care of themselves and are unable to perform the basic activities of daily living without assistance.
Life Insurance policies
The costs of long-term care can be quite expensive, and are typically not covered under basic health insurance, Medicare, or Medicaid. Long-term care insurance from Hodges Insurance Agency can protect your family’s financial future by providing valuable coverage benefits for costs associated with:
Individuals looking to purchase long-term care insurance must meet certain conditions in order to qualify for benefits. Talk to an insurance professional with RHJ Insurance Agency to learn more about long-term care insurance.